The easy, manageable way to buy

Having a real stake in your home is a great feeling and shared ownership can make it a reality for you. Tens of thousands of people across the country are already living in shared ownership homes, now it's time to find yours!

Benefits of shared ownership:

  • You buy and own a significant financial share in your home, rather than just renting with no return.

  • Lower monthly costs as your combined monthly mortgage and ‘rent’ - the fee we charge on the bit you haven’t bought - could be less than buying outright and are often around the same as renting an equivalent home.

  • Smaller deposits as the amount you need is based on the share you’re buying, rather than the whole property value.

  • Buy more shares at any time until it’s all yours - we call this ‘Staircasing'.

  • Move on whenever you want, simply sell your share for its market value at the time.

How does it add up? 

You own the share you buy and pay a monthly fee on the share you don’t. Your deposit and mortgage are calculated on the size of the share you buy. 

As an example:

  • Full market value = £200,000

  • 40% share = £80,000

  • 5% deposit required = £4,000           

  • Monthly mortgage = £374*

  • Monthly fee = £275

  • Total monthly mortgage & fee = £649

* This example is based on a mortgage rate of 4.25% and a term of 30 years. Please note that rates & terms vary.

Call our Sales team on 01733 396406 to find out more about how shared ownership could work for you.

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Most shared ownership homes are sold as leasehold. We’ll make it clear if you are buying the leasehold or the freehold of your home when we advertise our properties.