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  1. No, you don’t have to use our recommended panel members for your mortgage or solicitors, however, they are on our panel as they are experts in the shared ownership field. Their experience and history of working with us can help make the process quicker.

    If you wish to use your own mortgage adviser or solicitor, please ensure that they are aware you are buying through the shared ownership scheme.

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  2. Help to Buy: how do I get a reference number?

    Our homes are covered by two Help to Buy Agents.

    If you are interested in homes in Bedfordshire, Buckinghamshire, Cambridgeshire, Huntingdon, Peterborough, you need to register with Help to Buy South.

    If you are interested in homes in Higham Ferrers, Northamptonshire, you should register with Help to Buy Midlands and London.  

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  3. Help to Buy: why do I need a Help to Buy reference number?

    It's a government requirement that anyone who buys a shared ownership home registers with the Help to Buy scheme. It's a straightforward process that can be done online. Find your local Help to Buy scheme

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  4. How do you allocate shared ownership homes?

    Often, we have more applicants than we do homes, so we have a fair and transparent approach to allocating homes to buyers.

    We take a number of factors into consideration when allocating our homes.

    Including:

    • If the development has a Local Connection Criteria set by the local authority, then we have to prioritise those with an appropriate connection to the district
    • If any household members are MOD personnel
    • Maximum share affordability
    • Size of the property in relation to the needs of the purchaser
    • Date we received your application.
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  5. How long does it take to complete the application form?

    We ask for a lot of information as part of our application, so we recommend allowing up to 45 minutes to complete the form. 

    Before you start, make sure you have all of the relevant information to hand. If you are making a joint application you will need the details for both of you. 

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  6. How long does the sales process take from date of reservation?

    We estimate the sales process will take two to three months.

    You will have a dedicated Sales and Lettings Officer to guide you through the process and keep you updated with how your new homes build is progressing.

    Selling your home or buying additional shares (known as staircasing) also takes a similar length of time and our Resale and Staircasing Officer is here to help every step of the way.

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  7. What size share can I buy?

    Shared ownership is designed to support to you buy the biggest share you can. Before deciding what size share we can offer you, you’ll undergo a financial assessment. The calculations we use make the most of your current financial situation while making sure the offer is affordable for you. You cannot choose to buy a lower share than the assessment recommends.

    The share we offer you is based on your current circumstances but also takes into consideration factors that could change in the future.

    Our calculations ensure your mortgage, rent and service charges won’t be more than 45% of your income, so you can afford to maintain your lifestyle as well as your dream home.

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Total results: 7